Examples, names withheld. Every offer depends on the business and is subject to approval.
What we offer
The advance first. Five more ways when they fit.
If an advance isn't the right fit, your specialist will say so and suggest one of these instead.
Working capital · Most popular · Fastest
The funding your business needs next, without the wait.
A lump sum now, repaid in fixed automatic payments from your business bank account over a term that fits your business. The decision rests on what your business deposits, not on a spotless credit history.
Used for expansion, inventory, payroll, renovations, equipment, tax bills and day-to-day operations.
Payments can be daily, weekly, bi-weekly or monthly depending on the program. You'll see the exact schedule and amount, in writing, before you sign. We tell you which applies when we go over your offer, and nothing is taken from your account until you've agreed to it.
How it works
What happens next.
Four steps. One person looking after your file.
01ApplyAbout two minutes online, or on the phone. No account to create, no documents needed to start.
02A specialist callsAs soon as possible during business hours. We confirm a few details and tell you the easiest way to send your bank statements.
03Your offerA decision within hours of receiving your statements. We explain the amount, the total payback and the term before you sign anything.
04FundedSign the agreement electronically, after you and your specialist go through it together. Funds arrive within 48 hours of approval.
Pick an amount and a term to see what a payment could look like. These are estimates, not a quote. Your exact number comes with your written offer.
$10,000$2,000,000
3 months24 months
Payment frequency
Estimated weekly payment
Estimated total payback
Estimate only. Your exact cost is one fixed number written on your offer before you sign. It depends on your deposits, time in business and industry. A longer term usually means a higher total payback.
Two minutes, a phone number and an email for your written offer. Your last 3–4 months of bank statements get you a decision within hours, and you can send them after you apply.
For an advance, your credit score isn't the deciding factor. We look at what the business deposits each month, and we'll tell you what fits.
Yes. Tell us on the application. There are two ways: pay off what you have with one new program (consolidation), or add funding sized so all your payments still fit your deposits. Your specialist shows you both on the first call, and you choose.
For an advance, a decision within hours of receiving your bank statements. Once you've signed the offer, funds arrive within 48 hours. Loans, lines, equipment and property take longer because more is reviewed; each program page says how long.
An advance costs more than a bank loan. That is the trade for speed and for not resting on your credit. The cost is one fixed number, the total payback, and you see it with your offer before you sign. Nothing is charged upfront, and every offer is subject to approval.
A New York business funding brokerage. We arrange your advance, structure it around your deposits, and stay your one point of contact from the first call through funding.
No. Call (646) 389-1704 and a specialist takes the same application over the phone.