Line of credit
Draw what you need, when you need it.
A line stays open. You draw what you need, pay for what you use, and keep the rest ready for the next opportunity or the next slow week.
Ask about a line of credit.
Request a call and a specialist takes your details on the phone, or apply online in two minutes.
Got it, .
Request
A specialist will call you at during business hours.
We call from(646) 389-1704Save it, so you know it's us.
Save to contactsWhat happens next
- Request received
- A specialist calls youMon–Fri 9am–6pm Eastern
- Any offer, in writingBefore you sign anything
Want a head start?We already have your name and number, and you don't need statements to start.
Finish the two-minute application
Is it right for you
This fits when
You want money available for the moments you need it, not a lump sum today
Your business has a track record and files tax returns
You would rather set it up now and use it later
What you will need
Three things
Your last two years of business tax returns
Your last 3–4 months of business bank statements
The two-minute application
Your specialist confirms the payment schedule with your offer, in writing, before you sign.
How it works
What happens next.
01ApplyAbout two minutes online, or on the phone. No account to create, no documents needed to start.
02A specialist callsAs soon as possible during business hours. We confirm a few details and tell you exactly which documents to send.
03ReviewYour documents are reviewed. This takes longer than an advance, and your specialist tells you the timing on the first call and keeps you posted.
04Your offerThe amount, the payment schedule and the total cost in writing before you sign. Funds follow closing.
Questions
Questions about a line of credit.
A line stays open. You draw what you need and pay for what you use. An advance is a single lump sum with a fixed payback.
Longer than an advance, because tax returns are reviewed. Your specialist will tell you the timing on the first call.
The advance is the fastest route. Many merchants start there and add a line later.