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How it works
From your first tap to funds in the account.
Two minutes to apply, a call from your specialist, a decision within hours once we have your statements, and funds within 48 hours of approval.
Get a call back.
Request a call and a specialist takes your details on the phone, or apply online in two minutes.
Got it, .
Request
A specialist will call you at during business hours.
We call from(646) 389-1704Save it, so you know it's us.
Save to contactsWhat happens next
- Request received
- A specialist calls youMon–Fri 9am–6pm Eastern
- Any offer, in writingBefore you sign anything
Want a head start?We already have your name and number, and you don't need statements to start.
Finish the two-minute application01ApplyAbout two minutes online, or on the phone. No account to create, no documents needed to start.
02A specialist callsAs soon as possible during business hours. We confirm a few details and tell you the easiest way to send your bank statements.
03Your offerA decision within hours of receiving your statements. We explain the amount, the total payback and the term before you sign anything.
04FundedSign the agreement electronically, after you and your specialist go through it together. Funds arrive within 48 hours of approval.
Asking about a loan, a line, equipment or property? The first call is the same. Your specialist gives you the document list and the timing for that program, and the offer is walked through the same way before you sign.
Your offer, line by line
What you see before you sign
Every offer is walked through line by line before you sign anything.
Prepared for
Your business name
$85,000
1Advance amount
2Total paybackOne fixed number, shown in full before you sign
3TermWritten here before you sign
4FeesNone upfront
5Your specialist · Funding specialist · (646) 389-1704
Illustrative example
1
Advance amountWhat lands in your account.
2
Total paybackThe fixed amount you repay, all in. It's written here before you sign and, paid as agreed, it doesn't grow.
3
TermHow long, in months.
4
FeesNone upfront. If the funder charges a fee, it is a line on this card in dollars before you sign, never discovered later.
5
Your specialistOne name and one number on every offer, so you always know who to call.
Payments can be daily, weekly, bi-weekly or monthly depending on the program. You'll see the exact schedule and amount, in writing, before you sign. We tell you which applies when we go over your offer, and nothing is taken from your account until you've agreed to it.
Questions
Questions merchants ask.
Two minutes, a phone number and an email for your written offer. Your last 3–4 months of bank statements get you a decision within hours, and you can send them after you apply.
For an advance, your credit score isn't the deciding factor. We look at what the business deposits each month, and we'll tell you what fits.
Yes. Tell us on the application. There are two ways: pay off what you have with one new program (consolidation), or add funding sized so all your payments still fit your deposits. Your specialist shows you both on the first call, and you choose.
For an advance, a decision within hours of receiving your bank statements. Once you've signed the offer, funds arrive within 48 hours. Loans, lines, equipment and property take longer because more is reviewed; each program page says how long.
An advance costs more than a bank loan. That is the trade for speed and for not resting on your credit. The cost is one fixed number, the total payback, and you see it with your offer before you sign. Nothing is charged upfront, and every offer is subject to approval.
A New York business funding brokerage. We arrange your advance, structure it around your deposits, and stay your one point of contact from the first call through funding.
No. Call (646) 389-1704 and a specialist takes the same application over the phone.